Authentic
Personal Insurance

THAT PROTECTS WHAT MATTERS

Helping everyday New Zealanders make sense of their personal insurance, whether it’s life, medical, trauma, income protection, or mortgage cover.

I’ll explain things in a way that’s simple, honest, and easy to understand, with experienced advice from an adviser who’s genuinely here to help.

Real Life Cover

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Insurance Advice You Can Trust

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Peace of Mind

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For All Kiwis

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Real Life Cover | Insurance Advice You Can Trust | Peace of Mind | For All Kiwis |

PERSONAL INSURANCE

Simple, Supportive Insurance

When we connect, we’ll talk about your life, your health, your income, your people, and your business. I’ll help you explore your options, understand the policies available, and choose the kind of insurance cover that fits. As a personal insurance adviser, I can work with you online, over the phone, or in person here in Hawke’s Bay.

  • A lump sum for someone important to you if you pass away. Helps with funeral costs, debts, or supporting your family’s future.

  • Financial support for private treatment and medications if you’re seriously unwell. This is especially valuable when facing something like cancer or needing faster access to care.

  • A one-off lump sum if you suffer a major illness or injury like cancer, a heart attack, or stroke. Gives you breathing room to focus on getting well.

  • Regular payments if you’re unable to work due to illness or injury. Keeps the lights on, the fridge full, and your mortgage ticking over.

  • Support if a serious health event means you can’t return to work. Helps with long-term financial stability and life planning.

FINANCIAL ADVISER

About Rod Dalzell

I am an independent financial adviser based in Hawke’s Bay, supporting individuals, families, and business owners across New Zealand.

I'm here to make insurance feel clear and approachable. With honest advice, trusted providers, and support that sticks around long after your policy is in place.

Why Work With Me

Insurance can feel complex, but it doesn’t need to be. When you work with me, you get thoughtful advice, a calm process, and someone who will choose the right insurance options for you.

BACKED BY EXPERIENCE

With over 38 years in the insurance and financial services industry, I bring expert insight and practical guidance to help you choose cover that works, and keeps working as life changes.

ONGOING HELP

I often work alongside mortgage brokers, accountants, investment advisers, and lawyers to make sure your insurance fits into the bigger picture of your life.

MAXIMISE THE VALUE OF YOUR COVER

Insurance isn’t just about having a policy, it’s about making sure it’s the right one. I’ll help you understand the details, avoid common mistakes, and get the most from your insurance over time.

GET IN TOUCH

Need to Make a Claim?

If something has happened and you need to make an insurance claim, just reach out. I’ll guide you through the personal insurance claim process and make sure you feel supported every step of the way.

Frequently Asked Questions

Want to know more about insurance and how I can help? You’ll find clear answers to common questions about what we do, how we work, and what to expect.

WHO I WORK WITH

Over the years, I’ve built strong relationships with insurers across New Zealand I trust. Each one brings something different to the table, which means we can find a solution that fits you.